Stafford Federal Student Loans : Information and Resources

You've made a great first step on the path to financing your education with a Stafford Student Loan. Federal student loans are some of the most affordable loans available to students and families, with interest rates lower than most other forms of financing and deferred payments (principal and interest) until after graduation. Stafford federal student loans can also be consolidated after graduation, making them even more affordable.
Start by reading through our How to Get Started with Stafford Student Loans page. It will give you the outline of how to apply for financial aid from the FAFSA through disbursement of your funds. Read through our Federal Student Loan section to find out the differences between subsidized, unsubsidized loans, and Perkins Loans. Also look through our Financial Aid 101 section to learn more about financial aid in general, from the FAFSA to searching for scholarships. Finally look through our Consolidation, Repayment and Resources sections for information that will help you after you've applied for the Stafford Loan.